LIFE INSURANCE&
MEDICARE-ENROLLMENT
BROKERBRODERICK YARBROUGH
Stability Insurance Agency is a company that offers final expenses and preneed insurance to individuals. Who are on a fixed monthly income or have a tight budget. Final expenses insurance is a type of insurance that covers the cost of funeral and burial expenses, while preneed insurance allows individuals to pre-plan and pay for their funeral expenses in advance.
Stability Insurance Agency recognizes that many individuals may have difficulty affording these expenses, especially those who are living on a fixed income or have limited financial resources. We offer affordable insurance options that can help ease the burden on families during difficult times.
Broderick Yarbrough is a young professional insurance broker based in the United States. As an insurance broker, Yarbrough works as an intermediary between insurance companies and clients looking for insurance policies. He helps clients find the right insurance coverage for their needs and budget, and he also assists with claims processing and other related services.
Yarbrough is just getting his feet wet in the insurance industry however Yarbrough has developed a reputation as a knowledgeable and trustworthy broker. He is known for his attention to detail, his ability to explain complex insurance policies in simple terms, and his commitment to providing excellent customer service.
Final expense insurance policies are typically smaller than traditional life insurance policies, with coverage amounts ranging from $5,000 to $25,000. The premiums for final expense insurance are often lower than those for traditional life insurance policies, making it an affordable option for many individuals.
Preneed specialists play an important role in helping individuals plan for end-of-life expenses and ensure that their wishes are carried out after their death. By working with a preneed specialist, individuals can make informed decisions about their funeral arrangements and avoid placing a financial burden on their loved ones.
**Medicare enrollment** refers to the process of signing up for Medicare, a federal health insurance program for people who are 65 or older, certain younger people with disabilities, and people with End-Stage Renal Disease (ESRD).
There are several different parts of Medicare that individuals can enroll in:
- Part A (hospital insurance) helps cover inpatient care in hospitals, hospice care, skilled nursing facility care, and home health care. Most people don't have to pay a premium for Part A because they or their spouse paid Medicare taxes while working.
- Part B (medical insurance) helps cover doctor visits, outpatient care, preventive services, and medical equipment. People typically pay a monthly premium for Part B.
- Part C (Medicare Advantage) is an alternative to Original Medicare (Parts A and B) that is offered by private insurance companies. Medicare Advantage plans provide all the same benefits as Original Medicare but may also include additional benefits like vision, dental, and prescription drug coverage.
- Part D (prescription drug coverage) helps cover the cost of prescription drugs. People typically pay a monthly premium for Part D.
